No Spend Challenge 2019

In the past I have done many challenges. Some of them include the Meatless March challenge, no meat for the whole month of March, no TV for a month challenge, and I even went vegan for a week. The last one was really hard because I had to read the ingredients of every single thing I ate. Well, there is a new challenge I will be trying in 2019. It is called the “No Spend Challenge”. Another name for it is a Spending Fast. The main rule for this challenge is that you don’t spend any money on anything that is unnecessary. You can do it for a day, a week, a month, or even a year. I plan to do it for the month of January. The purpose of this challenge is to become aware of your spending habits. A lot of us don’t realize how much money we waste on things that we don’t really need. Any money I save by no buying things will go towards my credit card debt.

Everyone has a different idea of what is considered “essential” or “non-essential”. Here are the rules I plan to follow during my No Spend Challenge.

Essentials (can spend money on this)
Groceries
Bills
Gas
Toiletries (shampoo, toothpaste etc.)
Things for the baby

Non Essentials (can’t spend money on this during the No Spend Challenge)
Fast food
Books
Clothes
Take out/delivery/pizza
Going to the movies
Concerts
Soccer games
Jerseys
Races
Magazine subscriptions
Video subscriptions
Dvds
Beauty items such as nail polish, lotions/perfume

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